Health Insurance

California State law, the California State University (CSU) system, and SDSU require all international students to maintain adequate health insurance coverage throughout the duration of their academic program. The ISC offers the JCB Insurance Solutions health insurance plan which meets all health insurance requirements.

Why You Need Insurance

Medical care in the U.S. is costly

Medical care in the U.S. is extremely expensive. Treatment costs for a simple broken wrist can exceed $500. A routine surgical procedure, such as an appendectomy, can cost as much as $10,000. Without insurance, you might experience financial ruin resulting from a serious accident or illness. This could prevent you from completing your studies in the U.S.

As an international student, you are not eligible for any federal or state welfare assistance, and if you are uninsured, you are held legally responsible for paying all your medical expenses.

SDSU requires you to have health insurance

San Diego State University, a part of the California State University system, requires that all international students maintain valid health insurance coverage during their studies.

Therefore, all F-1 and J-1 students are required to purchase the pre-approved policy offered by JCB Insurance Solutions in order to satisfy the California State University insurance requirement.

How to purchase health insurance

What's Next?

  • How to create your account on uhcsr.comuhcsr account
  • How to access your insurance ID carduhcsr electronic id

Health insurance required for class registration

SDSU automatically places a Health Insurance Requirement Hold (also known as a Service Indicator) on your class registration each semester. This prevents you from being able to register for classes. To get your insurance hold removed, you must purchase the JCB Insurance Solutions Policy. It will take 2 business days after you purchase the JCB health insurance for your insurance hold to be cleared, which will then allow you to register for classes.

What are YOUR specific health insurance requirements?

Find information about health care requirements for:

F-1 students are required to purchase the pre-approved policy offered by JCB Insurance Solutions in order to satisfy the California State University insurance requirement.

Purchase JCB Insurance Solutions health insurance.

The policy that you purchase will be issued by the United Health Care insurance provider. All the information you need regarding the policy can be found on the JCB Insurance Solutions and United Health Care websites. You will create an online account when you purchase the policy. Through this account, you can know the detailed policy coverage, print your insurance ID card and find a doctor or clinic that accepts the United Health Care insurance that you purchased through JCB Insurance Solutions.

After purchasing the insurance you will be able to view and download your digital insurance ID card on the insurance start date or three weeks after enrollment, whichever is latest.

If you need to see a doctor before this time, please contact the ISC. We will reach out to JCB Insurance Solutions to obtain the ID card information for you.

Refund Requests

Refunds for payments by credit card or debit card can be issued up to 120 days from the date of purchase or by the refund deadline, whichever is earlier. Refunds for payments by e-check can be issued by the refund deadline and in most cases offers more flexibility than credit card or debit card payments. For new students who are unsure if they will be able to obtain a visa in time to begin the SDSU program, it is advisable to wait until after the visa is issued to purchase health insurance.

Sponsored Students

Sponsored Students, under a qualifying sponsored insurance--including SDSU employment benefit plans--may submit proof of alternate health insurance. Please review the Alternate Health Insurance Submission Form to confirm qualification requirements.

Insurance for F-2 dependents

F-1 students are strongly advised to purchase insurance for F-2 dependents in the United States. While insurance for dependents is not available through JCB Insurance Solutions, you can view several options by visiting the JCB Insurance Solutions webpage and entering "San Diego State University" and the plan year and type of student, then selecting the dot corresponding to Dependent Coverage.

J-1 exchange students are required to purchase the pre-approved policy offered by JCB Insurance Solutions in order to satisfy the California State University insurance requirement.

Purchase the JCB Insurance Solutions policy

The policy that you purchase will be issued by the United Health Care insurance provider. All the information you need regarding the policy can be found on the JCB Insurance Solutions and United Health Care websites. You will create an online account when you purchase the policy. Through this account, you can know the detailed policy coverage, print your insurance ID card and find a doctor or clinic that accepts the United Health Care insurance that you purchased through JCB Insurance Solutions.

After purchasing the insurance you will be able to view and download your digital insurance ID card on the insurance start date or three weeks after enrollment, whichever is latest.

If you need to see a doctor before this time, please contact the ISC. We will reach out to JCB Insurance Solutions to obtain the ID card information for you.

Refund Requests

Refunds for payments by credit card or debit card can be issued up to 120 days from the date of purchase or by the refund deadline, whichever is earlier. Refunds for payments by e-check can be issued by the refund deadline and in most cases offers more flexibility than credit card or debit card payments. For new students who are unsure if they will be able to obtain a visa in time to begin the SDSU program, it is advisable to wait until after the visa is issued to purchase health insurance.

Insurance for dependents

J-1 students are required to purchase insurance for dependents living in the United States. You must purchase insurance for your dependent(s) within 30 days of their arrival in the U.S. While insurance for dependents is not available through JCB Insurance Solutions, you can view several options by visiting the JCB Insurance Solutions webpage and entering "San Diego State University" and the plan year and type of student, then selecting the dot corresponding to Dependent Coverage.

Proof of Insurance

You must provide proof that you have purchased adequate health insurance coverage before you may register for classes at SDSU.

Orientation

Watch the health insurance orientation video on our YouTube channel!

Health Insurance Video Still